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Travel Insurance Myths Dispelled

By: Gill Critchley

There are many myths quoted about travel insurance and how essential it is but one travel website has decided to clear things up a bit and has released an article stating the facts about travel insurance to ensure that holidaymakers are no longer confused.

The leading travel website wanted to release the article so that people would no longer have any misconceptions regarding what their travel insurance policy covers them for when they are away on holiday.

One of the common misconceptions that people had was that having a European Health Insurance Card (EHIC) was just as good as having travel insurance. This is not the case as an EHIC will only allow for reductions in the cost of healthcare, whereas, having a travel insurance policy will mean that you get any healthcare needed for free.

Another very common misconception regarding holiday cover was that it covers all potential holiday accidents. This is not necessarily the case, as what you are covered for depends upon the quality of the policy that you have taken out. Cheaper policies may not provide the cover that is needed for certain activities that are considered more dangerous, such as; skiing or extreme sports.

If you are intending to take part in activities such as these it is advised that you check that your policy covers you for those particular activities. If these activities aren’t covered, it is best to take out a policy that specifies it covers sports and activities or perhaps even take out ski insurance.

In order to find cheap travel insurance, it is best to compare the prices given by different insurance companies as this will make sure that you receive the best price for the cover that you need.

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One of the common misconceptions that people had was that having a European Health Insurance Card (EHIC) was just as good as having travel insurance . In order to find cheap travel insurance , it is best to compare the prices given by different insurance companies as this will make sure that you receive the best price for the cover that you need.

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