J Tillotson's Articles in Credit - Article Directory

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J Tillotson's Articles in Credit

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Cheque your Credit Cards A new type of credit card fraud has swept the nation; credit conjuring. This magic trick is costing banks thousands of pounds, and swindled consumers face heartache and debt worries when targeted. Credit: Dread It Credit is a lovely word. It conjures up images of free money, goods which you haven't paid for, and reckless spending. Debt isn't such a nice word. It makes you think of shivering around a Calor gas fire in a dark living room, unable to pay your electricity bill because all your money is being taken up with debt repayments. Endless red letters and phone calls demanding money you haven't got. But the two terms often go hand-in-hand. Reclaiming Charges on your Credit Card You may have heard about the thousands of customers who have been reclaiming unfair charges levied by their banks, but what about the charges imposed by your card issuer? The principles for claiming back credit card charges is the same as bank charges. Give your credit card a holiday Summer is the time of year when everything seems to rise; temperatures, parent's tempers – and interest rates. Specifically, the interest rates on credit cards. Card issuers have cottoned on to the fact that most Britons take their credit cards on holiday with them to avoid carrying cash around in a foreign country, but although you get added protection on purchases over £100 made with a card, it's not necessarily the ideal travel accessory.