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J Tillotson's Articles in Mortgage

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  • Stamping out excess mortgage fees for first-time buyers
    The Royal Institute of Chartered Surveyors are pushing for a change in the current regime governing house buying, deeming it 'unfair' and 'inefficient'. If they are successful, it could mean that first-time buyers and less affluent pensioners will be exempt from paying stamp duty, and those buying houses priced at under £1m will pay significantly less tax.
  • Let Your Mortgage Earn You Money
    House prices have gone through a period of wild fluctuation recently, with the result that many people are wary of buying or selling property. Because of reluctance, or financial inability, to take out a mortgage on a new property, the rental market has soared.
  • What's in a mortgage?
    More is involved in moving house than the average first-time buyer might think. A mortgage isn't just a large loan which you happen to spend on a place to live; there are many different fees and charges which need to be taken into account when looking for a new home.
  • How Interesting is your Mortgage?
    Interest rates affect almost every part of our lives, and one of the biggest things affected by rising rates is the mortgage. The type of mortgage you take out will determine which interest rate you pay, which can be high or low depending on the base rate at the time.
  • No More Identikit Mortgages
    A mortgage which is perfect for one person may be completely wrong for another. What type of mortgage you're best suited to depends on your circumstances and how you want to manage your repayments. Therefore, there is no such thing as one-size-fits-all when it comes to mortgages.
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